August 2013

When Is Market Volatility Most Dangerous?
A market downturn is never fun, but the timing of market volatility can have a much greater impact on retirees than on investors who are still accumulating assets.

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Home Office Deduction Rules Get a Remodel
If you run a business out of your home, it's important to understand the associated federal income tax deductions that you might be entitled to.

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Should You Buy or Lease Your Next Vehicle?
After declining dramatically a few years ago, auto sales are up, leasing offers are back, and incentives and deals abound. So if you're in the market for a new vehicle, should you buy it or lease it?

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I recently incurred a significant amount of credit card debt. How should I begin to pay it off?
There are a number of ways to pay off a significant amount of credit card debt, such as: lump-sum payoffs, prioritizing repayments, balance transfers, and home equity loans.

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I recently came across an error on my credit report. Is there any way I can fix it?
Good credit is an important part of your overall financial well-being. It can impact everything from the interest rates you'll pay to being a prerequisite for employment. As a result, you'll want to try to fix any errors on your credit report and have them removed as soon as possible.

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This information is not intended to be tax or legal advice. It is provided for your education only by Pennytree Advisers, LLC. Individual circumstances may vary.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2013.

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