December 2012

The election is over and the voters made it clear that they want the current situation to remain the same - a balance of power split between both parties. This means we are likely to see the same sort of logjams in Congress that we have seen for the last few years into the future.

The looming fiscal cliff on January 1st will probably be averted since neither party benefits from such dire consequences. But, in the meantime, we can all expect a lot of bickering between the leaders of both parties as they try to get the other side to blink.

Not a lot of holiday spirit in DC right now. I hope there is more in your neighborhood.

The Economics of Borrowing from Your 401(k)
When times are tough, that pool of dollars sitting in your 401(k) plan account may start to look attractive. But before you decide to take a plan loan, be sure you understand the financial impact. It's not as simple as you think.

More Details

How to Give Wisely and Well
Giving to charity has never been easier, but with so many charities to choose from and so many ways to donate, how do you ensure that your donation is well spent? Here are some tips that can help you become both a generous and wise donor.  More Details

Life Insurance Tax Traps for the Unwary
Life insurance has been recognized as a useful way to provide for your heirs and loved ones when you die.

More Details

Should I be worried about recent municipal bankruptcies?
The tax advantages of municipal bonds could become even more valuable in 2013. Here's how to check on a muni's quality before investing.

More Details

Are municipal bonds still a good investment?
Muni bonds as a category have benefitted in the last few years from a variety of factors. However, bonds can be more challenging to research on your own than stocks. Are you unsure about whether munis are a good investment for you, or whether you should rethink their role in your portfolio? More Details

© PennyTree Advisers, LLC 2018