January 2012

Isn't it nice to think that tomorrow is a new day with no mistakes in it yet?

L.M. Montgomery

Happy New Year!

Some of the subscribers to this newsletter have commented that my messages have been less than upbeat - and I realize that they are right.

To avoid becoming the next Andy Rooney, I will try to keep the messages upbeat and positive.

Here goes: 2011 is history. Done. Gone Bye Bye. 

Peace, Love and Joy 


Making Financial Resolutions? Look Back at Last Year

Each new year brings the chance for a fresh start, and the opportunity to improve your financial picture. As you make financial resolutions for 2012, looking back at what happened last year can help you make some positive changes this year.

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Debt Payoff Strategies

In these uncertain economic times, you may be thinking of reducing your debt load. There are a number of strategies for paying off debt that you might consider.

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Q & A on Filing the Federal Financial Aid Application

The federal government's financial aid application, the FAFSA, should be filed as soon after January 1 as possible in the year your child will be attending college. Here are some common questions and answers regarding the application process.

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Is a stop limit the same as a stop order?

A stop limit is typically used when you're trading during a volatile market and want to target a specific price as closely as possible. A stop limit order allows you to give your broker a price range for your purchase.

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Can a stop-loss order really protect me from losses?

Stop-loss orders can help you try to manage the amount of loss you can suffer with a single holding. Also known as a stop order or stop-market order, a stop-loss order means setting a level at which your broker is instructed to sell all or part of a particular position once the stop-loss level is reached.

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