Just How Risky Is Your Portfolio?
As we were all reminded in 2008, return isn't the only factor you should consider when determining whether your portfolio is allocated appropriately. Also important is the level of risk you take in pursuing those returns.
Coordinating Social Security Benefits with Other Retirement Assets
Social Security probably won't meet all of your retirement income needs, so you'll have to factor in other retirement assets as well.
Happy Healthday! HSAs Turn 10
Created 10 years ago as part of the Medicare Prescription Drug and Modernization Act of 2003, Health Savings Accounts (HSAs) have gained in popularity over the past decade. If you are eligible to contribute to an HSA, you may want to take another look at these potentially beneficial savings plans. More Details
What is a payable on death (POD) account?
A bank account can be designated as payable on death to someone of your choice. The bank pays these funds to this person immediately at your death, and the funds will generally not be subject to probate.
What is a joint bank account?
A joint bank account lets you name a co-owner for your bank account. Funds in the account transfer to your co-owner automatically if you die. Your estate generally avoids the expenses and delays of probate.