March 2013


Cost-of-Living Adjustments: What They Are and Why They Matter
The rising costs of food, gas, electricity, and health care can strain anyone's budget, but cost-of-living adjustments, or COLAs, are especially valuable to retirees and others living on fixed incomes.  More Details


Looking Backward and Forward on Entitlement Programs
Last year's presidential election, along with the more recent fiscal cliff and debt ceiling negotiations, have put the spotlight on our nation's tax policy, deficit, and entitlement programs. For some, entitlement programs are necessary--a social compact for America. For others, entitlements are jeopardizing our country's fiscal health and creating an "entitlement lifestyle." No matter where you stand in the debate, do you know the basic facts on entitlements?  More Details

Why a GRAT Can Be GREAT
If you have property that's rapidly appreciating or generating high earnings, and you're ready to hand it down to your children or other heirs but want to continue receiving income from the property for a period of years, a GRAT may be a great strategy for you.  More Details

What is pet insurance?
For many, a pet is a full-fledged member of the family. And just as health-care costs for human family members have risen over the years, so has the cost of veterinary care. It's probably not surprising, then, that pet insurance has gone in a relatively short period of time from relative obscurity to something that more and more people are considering.  More Details

Is pet insurance worth the cost?
You love your pet. The last thing you want is to have to forgo lifesaving treatment sometime down the road because you simply don't have the money to pay for it. That's where pet insurance can play a role--providing some peace of mind.

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