May 2012

DSC_0834



Learning to ignore things is one of the great paths to inner peace. 


Robert J. Sawyer


Consumer confidence seems to be increasing just as both parties prepare their campaign apparatus for the upcoming election.  It will be very hard to separate the facts from all the hoopla and hyperbole from both sides.

Should be an interesting summer.

Dan 

Hidden Taxes: What Is Your True Cost?
We are pretty well aware of the taxes we must pay as U.S. citizens; income taxes, payroll taxes, sales taxes, property taxes, and gift and estate taxes, to name a few. We can easily see these taxes on our pay stubs, tax bills, and sales receipts. But, there are other taxes imposed on us that you may not be aware of. They are "hidden taxes."  More Details

Why Women Need Social Security
Did you know that the first person ever to receive ongoing Social Security benefits was a woman?

More Details


Pay Down Debt or Save and Invest?
There are certainly a variety of strategies for paying off debt, many of which can reduce how long it will take to pay off the debt and the total interest paid. But should you pay off the debt? Or should you save and invest?

More Details

What is personal liability insurance and do I have it?
Personal liability insurance protects your assets if you injure another person or damage someone else's property.

More Details


What is umbrella insurance and why do I need it?
Umbrella liability insurance (ULI) provides additional liability coverage in excess of the liability coverage provided by other insurance policies, such as homeowners, renters, and auto insurance.

More Details

I© PennyTree Advisers, LLC 2014